10X Reward Points

What is HDFC 10X Reward Points Offer means?

HDFC 10X reward points program gives you opportunity to earn 10 times the rewards points for your regular spends per calendar month for HDFC Bank credit card holders only.

Mainly in travel, shopping, entertainment or groceries categories.

SmartBuy Features

This is best offer introduced by HDFC Bank that every opportunist should grab at the earliest and start utilizing it. With this I could able to achieve my travel hacking goal to fly in first class in Etihad Airways which worth 5 lakhs for just only ~16K.

How can I earn 10X reward points?

There are 3 ways to earn:

  1. Smartbuy
  2. Partner Brands*
  3. International Spends*

*2 & 3 for only HDFC Dinersclub Credit Card holders only

Tell me more Smartbuy 10x rewards points?

Smartbuy

You can earn 10x reward points in flights, hotel, exclusive Flipkart, many shopping website.

Compare & Fly

You can book flights from following website through SmartBuy Compare & Fly

  • Yatra
  • Cleartrip
  • Via

Smartbuy Compare & Fly

HDFC bank and Indigo airlines also has launched the latest offer where you book your Indigo flight ticket with HDFC card, you get ₹800 off on 6E Prime addon.

Compare & Stay

You can book hotels from following website through SmartBuy Compare & Stay

  • Cleartrip
  • Booking

Smartbuy Compare & Stay

Compare & Shop

Find the best deals on shopping with following websites

  • Flipkart
  • Amazon
  • Tata Cliq
  • Snapdeal
  • Croma
  • Myntra
  • Shopclues
  • Many more..

For example, if you are planning to purchase iPhone X here is how it compares gives you options to buy

Smartbuy Compare & Buy

What is the maximum reward points you can earn per calendar month?

25000 Points

Smartbuy Offer Validity

  • All HDFC credit card holders (except few mentioned below) 31st March 2019
  • All HDFC DinersClub credit card holders 31st December 2018

Smartbuy Terms & Conditions

  • You will get rewards points within 90 days of transaction
  • Not applicable Compare & Shop EMI transactions
  • Applicable for EMI Transactions on flights / Hotels / Flipkart
  • No two programs can be combined or benefits of two programs be combined
  • HDFC DinersClub credit card can earn additional points apart from its Partner Brand & International Spends 10X offer
  • Only direct payments made using HDFC credit card through SmartBuy will be eligible
  • Any payment made through wallet even though load through HDFC credit card will be not eligible

Which Visa/Mastercard/Dinersclub credit cards are eligible under this offer?

All HDFC credit cards except following:

  • Corporate Cards
  • Commercial Cards
  • Dealer Cards
  • Distributor Cards
  • Value Plus Cards
  • Jet Cards
  • Business Gold Credit Cards
  • Business Platinum Credit Cards

SmartBuy Downside

  • Not all products in respective website above are not available in SmartBuy

HDFC Diners 10X Reward Points on select Partner Brands

HDFC 10X Partner Brands

HDFC Diners Club credit card are the best cashback credit card in India, Diners Club holders will be able earn additional 10X rewards points with following partner brands

What is the additional maximum reward points you can earn per statement cycle?

  • HDFC Bank Diners Rewardz Card – 2,000 reward points
  • HDFC Bank Diners ClubMiles / Diners Premium Card- 5,000 reward points
  • HDFC Bank Diners Black Card – 25,000 reward points

HDFC Diners Club Partner Brands – Validity

  • All HDFC DinersClub credit card holders 31st December 2018

HDFC Diners Club Partner Brands – Terms & Conditions

  • This offer is in addition to 10X offer on SmartBuy & International Spends
  • Regular reward points (1X) will be posted in the same statement as the transaction. However, Incremental reward points (9X points) will be posted in the next statement.
  • Minimum transaction value is ₹ 150
  • EMI transactions are not eligible for this offer
  • Only direct payments made using HDFC DinersClub credit card will be eligible
  • Any payment made through wallet even though load through HDFC  DinersClub credit card will be not eligible
  • Uber international transactions are also eligible
  • Treebo transactions on App/website are only eligible for 10X, not card swipe at hotels
  • redBus offers 10X only in mobile app

HDFC Diners 10X Reward Points on International Spends

HDFC Diners Club credit card holders will be able earn additional 10X rewards points on all (Expired on 30th September 2018) international transaction done only by POS – point of sale machine in foreign currency (from 1st October 2018 onwards)

What is the additional maximum reward points you can earn per calendar month?

  • HDFC Bank Diners Rewardz Card: 2,500 reward points
  • HDFC Bank Diners ClubMiles / Diners Premium Card: 5,000 reward points
  • HDFC Bank Diners Black Card: 10,000 reward points

HDFC Diners Club International Spends – Validity

  • All HDFC DinersClub credit card holders 31st December 2018

HDFC Diners Club International Spends – Terms & Conditions

  • This offer is in addition to 10X offer on SmartBuy & Partner Brands
  • Regular reward points (1X) will be posted in the same statement as the transaction. However, Incremental reward points (9X points) will be posted in the next statement.
  • Minimum transaction value is ₹ 150
  • EMI transactions are not eligible for this offer
  • Only POS payments made using HDFC DinersClub credit card will be eligible

How much you need to spend internationally in order to earn maximum rewards points?

  • HDFC Bank Diners Black Card: ₹ 33,330 per calendar month
  • HDFC Bank Diners ClubMiles / Diners Premium Card: ₹20,830 per calendar month
  • HDFC Bank Diners Rewardz Card: ₹13,888 per calendar month

SNAPSHOT: HDFC DinersClub Credit Card maximum points earning & Saving

Max Points

How saving is calculated  HDFC Debit Card holders

Cashback Saving

What is HDFC 5X Reward Points or 5% CashBack Points?

HDFC 5X Reward Points
You can get 5x Reward Points or 5% CashBack Points on all transactions done on following brands

MakeMyTrip

  • This applies when you make direct purchase in MakeMyTrip website, mobile site, Android & iOS App only and use below coupon code
  • Coupon Code: HDFC5X
  • Valid on Domestic Flights, International Flights, Domestic Hotels, International Hotels and Bus bookings
  • No valid on Holiday(both online and offline) & Rail bookings.
  • Expiry Date: 31st March 2019

Snapdeal

  • Expiry Date: 30th September 2018

Spicejet

  • Earn 5X reward points or 5% cashback only on SpiceJet website, mobile site or mobile app with following promo code
  • Promo Code: HDFC5X
  • Debit card: Maximum Rs 1500
  • Expiry Date: 10th January 2019

goibibo

  • Domestic Flights: 5x reward points on credit card or upto Rs 500 on debit card
  • International Flights: 5x reward points on credit card or upto Rs 2000 on debit card
  • Flights Promo Code: HDFC5X
  • Domestic Hotels: 10% Instant Discount + 5X reward points
  • Hotels Promo Code: HDFCH5X
  • Valid on Goibibo Website, mobile site and mobile app
  • Expiry Date: 31st March 2019

Kalyan Jewellers

  • On jewellery purchases
  • Valid on minimum transaction of Rs 15,000 or above
  • Maximum reward points: 15000
  • Expiry Date: 31st March 2019

What is SmartBuy 10% cashback on HDFC Debit Card holders

HDFC debit card holders will be able earn maximum of ₹ 1000 cashback through SmartBuy.

HDFC Debit card 10% cashback – Validity

  • 31st December 2018

HDFC Debit card 10% cashback – Terms & Conditions

  • You will get cashback within 3 months of transactions.
  • Not applicable on virtual cards, Jet Privilege world Debit card and Times Points Debit card.

Enjoy the offer and save more than you actually spend. Redeem your points in creative ways to get discounts and best deals. Since all rewards points or cashback posted within 90 days of transaction, it is difficult to track as now.

If you are new to the loyalty world, this is your chance to make the best out of it. Learn how I could able earn more than 1 lakhs JPMiles in year and this offer has been contributed 25% of my earning.

This is truly the festive time when you are being rewarded ten times more.

What a wonderful deal! Go shopping and use your HDFC credit card to pay and earn points on your daily expenditure.

Grab every opportunity and don’t let this 10x offer slip.

Travel and spend smartly to save a lot of your money. Read more about Loyalty programs, rewards redemption, credit cards and latest deals on our website. Stay tuned for more.

©2018 ThExTravel

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