American Express Platinum Travel Credit Card

We all know Amex cards are the best credit cards, as they can be used anywhere.

They give many facilities to the cardholder and always surprises us with their offers. It is known for its unmatched services. One such card is American Express Platinum Travel Credit Card. This card is the best for the frequent flyers with 8% reward rate.

Benefits and Features

Welcome Bonus

You get the 5,000 Milestone Bonus Membership Rewards Point, from which you can use Rs.4000/- in your travel.

Travel

You get the Spicejet voucher of Rs.7700/- on reaching the milestone of Rs.1.9 lakhs and Travel voucher of Rs.17000/- on reaching the milestone of Rs.4 lakhs.

You also get 4 complimentary Airport Lounge access per year and complimentary Priority Pass membership

Lifestyle

You can avail a 20% discount in dining at selected restaurants.

 With this card, at Hindustan Petroleum fuel stations you can avail 0% fuel surcharge on transactions up to Rs.25,000. Fuel purchases above Rs.25,000 you get the discount fuel surcharge of 0.3%.

You can even enjoy the privilege to stay at the Taj Hotel palaces, Preferred Hotels & Resorts.

Enjoy movie and online shopping voucher worth Rs.6000/- per year.

Special benefits at Max Healthcare.

Protection

  • 24X7 Platinum Assist
  • Zero Lost Card Liability
  • Online Fraud Protection Guarantee
  • Emergency Card Replacement
  • Online Services
  • Contactless Payment

Other Benefits

With this card, you get frequent discounts and offers on MakeMyTrip.

2 Complimentary Supplementary Cards  (Supplementary Cardmembers cannot redeem Points accumulated in the Account). 

Zero Lost Card Liability. 

Milestone Benefits

If you spend Rs.1.9 lakh yearly you get the Spicejet voucher of Rs.7700/-

On spending more than 4 lakhs a year with this card,  you get the travel vouchers worth Rs.17000/- and Taj hotel gift card of Rs.10,000/- 

Joining and Annual Fees

Annual Fees for the First Year Rs.3500/- plus taxes and Second Year Rs.5000/- plus taxes.

Eligibility

There are no such eligibility criteria of Income to apply for this card. Other criteria are:

  • Minimum 18 years of age
  • Have a savings or current account with any Indian or multinational bank
  • Either salaried or self-employed.
  • Have an annual income of Rs.6 lakh or above
  • Should have a good credit history
  • For self-employed, the firm should be in operation for more than 12 months 

Rewards and Redemption

Earn 1 reward point on every Rs.50 spent with the card except on fuel, insurance, utility payments, and cash withdrawals.

The points can be redeemed for travel vouchers or from over 600 redemption options.

You can log on to Amex Membership Rewards to access your account and keep track of your Points.

For this card, Membership Rewards Points expire 3 years after the 12-month “enrollment period” in which they were earned.

You can anytime switch from Non-Frequent Traveller Option to the Frequent Traveller.

Fees and Charges:

  • Interest Rate: 3.35% per month
  • Currency conversion: 3.5%
  • Late Payment charge: 30% of the minimum due amount (Minimum Amount: Rs.500 and Maximum Amount: Rs.1000)
  • Zero Air miles redemption fees.

Documents

Its document process is very easy.  You just need the following things:

  • KYC document like PAN card, or any ID proof and Address proof
  • One photograph
  • Form 16 or Salary Slip.

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