HDFC 10X Reward Points Offer - Updated July 2019

What is HDFC 10X Reward Points Offer means?

HDFC 10X reward points program gives you the opportunity to earn 10 times the rewards points for your regular spends per calendar month for HDFC Bank credit card holders only.

Mainly in travel, shopping, entertainment or groceries categories.

This is the best offer introduced by HDFC Bank that every opportunist should grab at the earliest and start utilizing it. With this, I could able to achieve my travel hacking goal to fly in first class in Etihad Airways which worth 5 lakhs for just only ~16K.

How can I earn 10X reward points?

There are 3 ways to earn:

Smartbuy
Partner Brands*
International Spends[Expired]*
Loading/Reloading ForexPlus Card

*2 & 3 for only HDFC Dinersclub Credit Cardholders only

Tell me more Smartbuy 10x rewards points?

You can earn 10x reward points on flights, hotel, exclusive Flipkart, many shopping websites.

Compare & Fly

You can book flights from the following website through SmartBuy Compare & Fly

Yatra
Cleartrip
Via

HDFC Bank and Indigo airlines also have launched the latest offer where you book your Indigo flight ticket with HDFC card, you get ₹800 off on 6E Prime addon.

Compare & Stay

You can book hotels from the following website through SmartBuy Compare & Stay

Cleartrip
Booking

Compare & Shop

Find the best deals on shopping with the following websites

Flipkart
Amazon – New Addition from 1st January 2019 for HDFC Diners Club Credit Cardholders
Tata Cliq
Snapdeal
Croma
Myntra
Shopclues
Many more..

For example, if you are planning to purchase iPhone X here is how it compares gives you options to buy

What is the maximum reward points you can earn per calendar month?

HDFC Bank Infinia Credit Card: 25000 Points

HDFC Bank Diners Black Credit Card: 25000 15000 Points (Effective 01st June 2019)

Other HDFC Bank Diners & Regalia Credit Card: 5000 Points (Effective 01st June 2019)

Maximum Cashback of ₹ 1000/- for all other HDFC Bank Credit or Debit Card

Smartbuy Offer Validity

All HDFC credit card holders (except few mentioned below) 31st April 2019
From 01st June 2019 onwards, all HDFC credit cards except Infinia/Diners Card/Regalia Credit Card will get only 5% cashback.
HDFC Bank Infinia & Regalia Credit Card 31st July 2019
All HDFC DinersClub (except Jet Diners) credit card holders 30th April 2019 31st July 2019

Smartbuy Terms & Conditions

You will get rewards points within 90 days of the transaction
Not applicable Compare & Shop EMI transactions & Amazon-exclusive store
Applicable for EMI Transactions on flights / Hotels / Flipkart
No two programs can be combined or the benefits of two programs are combined
HDFC DinersClub credit card can earn additional points apart from its Partner Brand & International Spends 10X offer
Only direct payments made using HDFC credit card through SmartBuy will be eligible
Any payment made through wallet even though load through HDFC credit card will be not eligible
Cashback will be eligible only for PayZapp KYC registered customers.

Which Visa/Mastercard/Dinersclub credit cards are eligible under this offer?

Only valid for HDFC Bank Infinia, Regalia & all variant of Diners Club Credit Card

All HDFC credit cards except following:

Corporate Cards
Commercial Cards
Dealer Cards
Distributor Cards
Value Plus Cards
Jet Cards
Business Gold Credit Cards
Business Platinum Credit Cards

SmartBuy Downside

Not all products in the respective website above are not available in SmartBuy

HDFC Diners 10X Reward Points on select Partner Brands

HDFC Diners Club credit card is the best cashback credit card in India, Diners Club holders will be able to earn additional 10X rewards points with following partner brands

Tata CLiQ
Zomato – Expired on 31st March 2019
BigBasket – How grocery can get you an annual vacation
Uber
BookMyShow
SOTC – New Addition from 1st October 2018
Furlenco – New Addition from 08th April 2019
redBus – Expired on 31st March 2019
Treebo Hotels
Swiggy
MakeMyTrip – New Addition from 01st June 2019

What is the additional maximum reward points you can earn per statement cycle?

HDFC Bank Diners Rewardz Card – 2,000 reward points
HDFC Bank Diners ClubMiles / Diners Premium Card- 5,000 reward points
HDFC Bank Diners Black Card – 25,000 reward points

HDFC Diners Club Partner Brands – Validity

All HDFC DinersClub credit card holders 31st March 2019 30th June 2019

HDFC Diners Club Partner Brands – Terms & Conditions

This offer is in addition to 10X offer on SmartBuy & International Spends
Regular reward points (1X) will be posted in the same statement as the transaction. However, Incremental reward points (9X points) will be posted in the next statement.
Minimum transaction value is ₹ 150
EMI transactions are not eligible for this offer
Only direct payments made using HDFC DinersClub credit card will be eligible
Any payment made through wallet even though load through HDFC DinersClub credit card will be not eligible
Uber international transactions are also eligible
Treebo transactions on App/website are only eligible for 10X, not card swipe at hotels
redBus offers 10X only in mobile app
Only select hotels bookings on MakeMyTrip between 26th April and 30 June 2019 are eligible for 10X Rewards.

HDFC Diners 10X Reward Points on International Spends [Expired]

HDFC Diners Club credit card holders will be able to earn additional 10X rewards points on all (Expired on 30th September 2018) international transaction done only by POS – point of sale machine in foreign currency (from 1st October 2018 onwards)

What is the additional maximum reward points you can earn per calendar month?

HDFC Bank Diners Rewardz Card: 2,500 reward points
HDFC Bank Diners ClubMiles / Diners Premium Card: 5,000 reward points
HDFC Bank Diners Black Card: 10,000 reward points

HDFC Diners Club International Spends – Validity

All HDFC DinersClub credit card holders 31st December 2018

HDFC Diners Club International Spends – Terms & Conditions

This offer is in addition to 10X offer on SmartBuy & Partner Brands
Regular reward points (1X) will be posted in the same statement as the transaction. However, Incremental reward points (9X points) will be posted in the next statement.
Minimum transaction value is ₹ 150
EMI transactions are not eligible for this offer
Only POS payments made using HDFC DinersClub credit card will be eligible.

*Now you can earn 2x JPMiles on all eligible international spends done by the Jet Airways ICICI Credit Cards.

How much you need to spend internationally in order to earn maximum rewards points?

HDFC Bank Diners Black Card: ₹ 33,330 per calendar month
HDFC Bank Diners ClubMiles / Diners Premium Card: ₹20,830 per calendar month
HDFC Bank Diners Rewardz Card: ₹13,888 per calendar month

10x Reward Points on Loading/Reloading ForexPlus Card

You can 10x reward points on loading/reloading ForexPlus Card through HDFC Bank Credit Card

more details here

SNAPSHOT: HDFC DinersClub Credit Card maximum points earning & Saving

How saving is calculated HDFC Debit Card holders

What is HDFC 5X Reward Points or 5% CashBack Points?

You can get 5x Reward Points or 5% CashBack Points on all transactions done on the following brands

MakeMyTrip

This applies when you make a direct purchase in MakeMyTrip website, mobile site, Android & iOS App only and use below coupon code
Coupon Code: HDFC5X
Valid on Domestic Flights, International Flights, Domestic Hotels, International Hotels and Bus bookings
Not valid on Holiday(both online and offline) & Rail bookings.
Expiry Date: 31st March 2019

Snapdeal

Expiry Date: 30th September 2018

Spicejet

Earn 5X reward points or 5% cashback only on SpiceJet website, mobile site or mobile app with following promo code
Promo Code: HDFC5X
Debit card: Maximum Rs 1500
Expiry Date: 10th January 2019

goibibo

Domestic Flights: 5x reward points on credit card or up to Rs 500 on debit card
International Flights: 5x reward points on credit card or up to Rs 2000 on debit card
Flights Promo Code: HDFC5X
Domestic Hotels: 10% Instant Discount + 5X reward points
Hotels Promo Code: HDFCH5X
Valid on Goibibo Website, mobile site and mobile app
Expiry Date: 31st March 2019

Kalyan Jewellers

On jewellery purchases
Valid on minimum transaction of Rs 15,000 or above
Maximum reward points: 15000
Expiry Date: 31st March 2019

What is SmartBuy 10% cashback on HDFC Debit Card holders

HDFC debit card holders will be able to earn a maximum of ₹ 1000 cashback through SmartBuy.

HDFC Debit card 10% cashback – Validity

31st December 2018

HDFC Debit card 10% cashback – Terms & Conditions

You will get cashback within 3 months of transactions.
Not applicable on virtual cards, Jet Privilege world Debit card and Times Points Debit card.

Enjoy the offer and save more than you actually spend. Redeem your points in creative ways to get discounts and best deals. Since all rewards points or cashback posted within 90 days of the transaction, it is difficult to track as now.

If you are new to the loyalty world, this is your chance to make the best out of it. Learn how I could able earn more than 1 lakhs JPMiles in a year and this offer has been contributed 25% of my earning.

This is truly the festive time when you are being rewarded ten times more.

What a wonderful deal! Go shopping and use your HDFC credit card to pay and earn points on your daily expenditure.

Grab every opportunity and don’t let this 10x offer slip.

Travel and spend smartly to save a lot of your money. Read more about Loyalty programs, rewards redemption, credit cards and latest deals on our website. Stay tuned for more.